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- Titus 3:13

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Understanding Nondischargeable Debts

During the liquidation process of Chapter 7 bankruptcy, most of your debts will be discharged, or wiped out, by the court. In fact, one of the benefits of Chapter 7 bankruptcy over others is the high number of debts that it allows a debtor to clear. However, it is important to be aware that there are 19 categories in the Bankruptcy Code that outline the types of debts that may not be cleared due to public policies. Because of this and the overall complex nature of filing for bankruptcy, you may consider seeking the assistance of a knowledgeable Chapter 7 bankruptcy attorney in order to ensure the best possible outcome for your financial situation.

Common Nondischargeable Debts

A debtor who can prove extraordinary circumstances may be able to override the public policies preventing his or her debt from being cleared. Regardless, a few of the most common debts that are considered nondischargeable debt are as follows:

  • Unscheduled debts
  • Child support or alimony
  • Fines or penalties owed to government agencies
  • Student loans
  • Debts related to personal injury claims against the debtor caused by his or her operating a vehicle while intoxicated
  • Attorney fees for child custody or support cases
  • Criminal restitution, or other court fines and penalties

Contact a Dallas/Fort Worth Bankruptcy Attorney

If you are considering whether or not to file for bankruptcy, you may benefit from a conversation with the experienced attorneys at Gagnon, Peacock & Vereeke, P.C.. Contact our Dallas office at (214) 317-4448 to speak to a lawyer about the particulars of your situation today.