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Dallas Non-Dischargeable Debts Attorneys

While the majority of your debts can be wiped out at the conclusion of your Chapter 7 bankruptcy filing, the court may deny discharge for two reasons: either you have failed to follow the procedures and rules of your bankruptcy filing, or the debt in question falls into one of several categories of debt that is considered non-dischargeable.

As with every aspect of the bankruptcy process, successfully filing for a debt to be discharged is incredibly complex. Because of this, it is in your best interest to seek the assistance and advice of a qualified Chapter 7 bankruptcy attorney. At Gagnon, Peacock & Vereeke, P.C., we can walk you through the intricate process of pursuing debt relief through Chapter 7 bankruptcy in order to help set you on the path to financial freedom.

Non-Dischargeable Debts

Almost any debts that fall within a predetermined non-dischargeable category will not require any type of court hearing unless the debtor is able to prove some extraordinary circumstances that may override public policy. The following are some of the most common non-dischargeable debts:

  • Unscheduled debts
  • Child support or alimony
  • Fines or penalties owed to government agencies
  • Student loans
  • Debts related to personal injury claims against the debtor caused by his or her operating a vehicle while intoxicated
  • Attorney fees for child custody or support cases
  • Criminal restitution, or other court fines and penalties

If a creditor does not challenge the discharge of many of these debts, in some instances, the court may allow them to be wiped out.

Denial of Chapter 7 Discharges

Once you have been approved for Chapter 7 bankruptcy, it is still not guaranteed that all of your debts will be discharged. There are a number of rules and provisions a debtor must follow, as well as a great deal of information the debtor must provide in order to have every debt wiped out. Courts may deny discharges for any one of the following issues:

  • Failure to provide the necessary tax documents
  • Failure to complete a court ordered course on personal finance
  • Failure to account for lost assets
  • An attempt to defraud or sabotage creditors by transferring or hiding property
  • Destroying or hiding financial records
  • Committing perjury or fraud during the bankruptcy process

There are a number of potential mistakes a debtor can make during the bankruptcy process. For this reason, you should consider hiring a bankruptcy attorney to prevent avoidable errors and increase the likelihood of a successful bankruptcy filing.

Contact a Dallas Chapter 7 Bankruptcy Lawyer

If you are facing the prospect of a Chapter 7 bankruptcy and have debts that may be non-dischargeable, contact the Fort Worth Chapter 7 bankruptcy lawyers of Gagnon, Peacock & Vereeke, P.C., at (214) 317-4448 to speak to an experienced attorney about your case today.