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What you need to know about dischargeable debts

When filing for bankruptcy, individuals facing financial difficulties can regain control of their finances by cancelling some of their debts. Although there are some debts that are too important to be wiped out, such as domestic support obligations, there are debts that can be completely eliminated with this process- called dischargeable debts.

Typical examples of dischargeable debts include personal loans, utility bills, and credit card debts. Medical bills, social security and veterans assistance overpayments are also usually categorized as dischargeable debts. However, you must keep in mind that not all types of bankruptcy wipe out the same debts. Chapter 13 bankruptcy, for instance, offers a wider selection of debts that can be discharged compared to Chapter 7.

Bankruptcy can help you realign your finances and help you get back on track. To know more about dischargeable debts, and to seek help in filing for bankruptcy in Plano, speak with our team of bankruptcy attorneys at Gagnon, Peacock & Vereeke, P.C. by calling (214) 824-1414 today.