Dallas Wrongful Foreclosure Lawyers
For most people, the home they live in is the most important possession they will ever own. That’s why a foreclosure on their home can be one of the most challenging experiences to go through. Not only can a foreclosure cause lasting damage to an individual’s financial standing, but it can also deprive them and their families of the place they have called home for years. Sadly, there are far too many situations in which lenders wrongfully foreclose on a home.
Gagnon, Peacock & Vereeke, P.C. has been a fixture in the Dallas-Fort Worth community for 30 years. We’ve built our businesses, made our homes, and raised our families alongside most of our clients; they aren’t just people we represent—they’re our friends and neighbors. We will fight to protect the rights of Dallas-Fort Worth residents who have suffered during a wrongful foreclosure. We’ve always said that the very basis of our firm is our communication with our clients. We never want you to be in the dark during this stressful time.
Wrongful foreclosure can be an extremely difficult thing to go through, but with the help of qualified legal counsel, homeowners can fight back to protect their rights and do everything they can to keep their home. If you have been the victim of wrongful foreclosure in Dallas or Fort Worth, the lawyers from Gagnon, Peacock & Vereeke, P.C., know how difficult it can be to face this situation on your own, and we work zealously on behalf of homeowners to see that lenders are not allowed to take advantage of them. Contact a Dallas wrongful foreclosure attorney at Gagnon, Peacock & Vereeke, P.C. today for a free initial consultation by calling (214) 317-4448, filling out a contact form, or using the live-chat feature on our website.
Do I Need a Wrongful Foreclosure Lawyer?
While embroiled in a wrongful foreclosure dispute, you may have a number of questions. What is wrongful foreclosure? Do I need to hire a lawyer or can I represent myself? While it may be tempting to represent yourself, finding the right attorney is crucial in cases of wrongful foreclosure since this aspect of the law can be confusing and nuanced. Not only will an attorney help you through the paperwork and deadlines, they can help you to understand exactly what you’re looking at and why your house was being foreclosed upon. An attorney is your advocate against those who sought to turn your life upside down.
Attempting to handle the legal aspects of wrongful foreclosure without the help of an attorney can be nearly impossible. Hiring an attorney can be one step towards peace of mind. An attorney can take some of the burdens of legal work off your shoulders so you can focus on taking care of your family.
Why Choose Gagnon, Peacock & Vereeke, P.C. to Handle My Case?
If you need a wrongful foreclosure lawyer in the Dallas-Fort Worth area, you certainly have a number of firms to choose from. But how do you know whom you can trust to fight for you and your family? How do you know which wrongful foreclosure firm is right for your case? Not all wrongful foreclosure lawyers are going to do what’s best for you, and this decision can be one of the most important ones you make in your life. These are some of the factors that set Gagnon, Peacock & Vereeke, P.C. apart:
- Experience: Gagnon, Peacock & Vereeke, P.C. was founded in the Dallas-Fort Worth area over 30 years ago, and we are only one of a few firms that has both the years and the experience. Each of our partners has 30 years of experience working in wrongful foreclosure, as well as many other areas of practice.
- Track record: Ultimately, you want a lawyer who can get results. Our attorneys have a record of success handling complex wrongful foreclosure cases and obtaining many satisfactory outcomes for our clients.
- Client satisfaction: What we have to say about our experience is only second to what our clients have to say about their experience with us. Not only do you deserve your fair outcome, but you also deserve care from those handling your case. We do our best to ensure that our clients feel comfortable and able to open up to us, as this is a difficult time. Take the time to go over to our testimonials page, where other clients can tell you about their time with us.
Our Fort Worth Wrongful Foreclosure Practice Areas
When facing foreclosure, it’s important to find out whether the proceedings were legal or not. Contacting an attorney could help you determine whether the foreclosure process on your home was illegal. If everything is legal, stay in contact with an attorney—there may still be legal options available to you to either pause or stop the foreclosure process altogether. If the process was not legal, there are a few ways in which you can prove this and pursue action to stop the process. Some of these illegal practices include:
- Failure to provide homeowners with appropriate notices: if the party foreclosing on your house did not provide you with notices of missed or insufficient payments, then a foreclosure could be more than a shock—it’s illegal. This shady practice allows landlords and mortgage holders to force a foreclosure on your house without ever letting you know it was happening. If you do not receive notice of foreclosure, you cannot do anything to prevent it.
- Lender bad faith: There are many ways in which a lender can delay or even outrightly refuse your attempts to pay off debts that lead to foreclosure. A delay can end up costing you your home, even if you were doing everything right.
- Overcharging homeowners for late payment fees: Late payments often come with extra fees, but these are usually predetermined and set. If you were overcharged in late fees, driving you further into debt or rendering you unable to make payments, the following foreclosure is unwarranted.
- Predatory lending: Some lenders offer loans that come with impossible and unfair terms. Borrowers can be coerced or deceived into taking these loans, only to find out much later that the terms were incredibly unfavorable. If you are at risk of losing your home as a term of a predatory loan, then the foreclosure may be illegal.
These are just a few of the ways your foreclosure may have been unwarranted or even illegal. Seeking out the assistance of an attorney from Gagnon, Peacock & Vereeke, P.C. could help you determine whether you have a legal case against the party who foreclosed on your home. You can get into contact with us by speaking to a representative, live, using our chat feature.
What if I can’t afford an attorney?
Unfortunately, when the ownership of your home is at stake, not hiring an attorney will probably end up costing you more than hiring one would cost. What’s more, Gagnon, Peacock & Vereeke, P.C. offers a free consultation so you can get a scope of your options moving forward. There is literally nothing to lose in contacting us about your case, and setting up this consultation could give you a more accurate idea of how much you will have to pay to keep your home.
Statistics about Foreclosure
When you’re going through a foreclosure, it can feel like an extremely alienating and isolating incident. Not only are you losing your home, but you may have your family to consider and next to no places to turn to. Unfortunately, foreclosure is a very common practice in the United States. What this means, for you, is that there is ample opportunity to find legal help for your situation. The Federal Deposit Insurance Corporation (FDIC) estimates that around one in every 200 homes will be foreclosed upon at some point. For the Dallas-Fort Worth area, that’s about 12,000 homes. Here are more facts, as revealed by the FDIC’s report:
- A quarter of a million Americans face foreclosure every three months
- More than half of all homeowners don’t understand their mortgage deals, and don’t realize that there are services available to them, should they fall behind in payments
- Around one in 30 children come from a household that their family is at risk of losing
- Most people who fall behind in debt do so because of one key life change—loss of a job, a medical emergency, or even a single missed mortgage payment
Too few people in America have enough in liquid assets—cash or money in deposited funds—to sustain themselves for even three months. It’s proven that homeowners tend to be happier with their lives and generally more healthy, so the existence of predatory foreclosure practices putting homes and families at risk is unacceptable. Contact an attorney if you’re facing wrongful foreclosure.
Choose Gagnon, Peacock & Vereeke, P.C. in Your Fight Against a Wrongful Foreclosure
The wrongful foreclosure lawyers at Gagnon, Peacock & Vereeke, P.C. have been practicing in the Dallas-Fort Worth area for over 30 years. We know how devastating wrongful foreclosure can be to your peace of mind and wellbeing. That is why our attorneys have worked non-stop to make sure our clients get what they deserve. If you have been the victim of wrongful foreclosure, there are legal options available to help you take action. Don’t wait to contact a wrongful foreclosure lawyer at Gagnon, Peacock & Vereeke, P.C.. Contact us today for a free consultation by chatting live, filling out our email form, or calling (214) 317-4448 to speak with a member of our legal team about your case and learn more about how we can help you protect your home.